What Are the Disadvantages of a Short-Sale Mortgage?
Short sales are the most important alternative to foreclosures for homeowners who can not afford their mortgage and do not qualify for financing modification or mortgage refinance. They’re a last-ditch resort to prevent the worst effects of a foreclosure. The…
Where Should You Put Your Smoke Detector at a Condo?
Smoke detectors in houses, apartments and condos save lives. Smoke detectors, when correctly positioned inside your condominium, can provide enough warning of a fire danger to enable you to escape. While most communities today mandate setup of a particular quantity…
How Can I Get a Mortgage With A Single Late Credit Card Payment?
You’re prepared to purchase your dream home. The problem isthat you recently missed a credit card payment. You know that missed payment has made its way to your own credit report, and you stress that this blemish may hurt your…
What Is the Difference Between a HELOC & a Home Equity Loan?
HELOC stands for home equity line of credit. The credit line allows a homeowner to tap into existing equity to obtain money. Home equity loans also use existing home equity as security in exchange for money. Banks approve HELOCs and…
Rights & Responsibilities of Tenants
Even though most issues that occur between a landlord and tenant could be resolved when both parties work together, it’s important to understand your rights as a tenant in case a situation arises that can't be resolved amicably. Along with…
Polish Your Garden's Look With Metal
When building our gardens we are apt to use brick, stone or wood. But what about metal? Gates and fences have traditionally been the clear uses for metal in the backyard, since the material is durable and cost effective but…
Architect's Toolbox: The Sketches That Spark a House
With everything that goes into creating a house today, it’s tough to envision where everything starts. How do you communicate your thoughts to another person, and how does an architect translate things such as “indoor-outdoor stream, tons of natural lighting…
6 Tower Houses Boost to Today's Tastes
Although most of us are lucky to not need to reside in fortified houses today, there’s some thing about tower homes that continue to capture our imagination. We often think of towers too dark, foreboding places where water always seeps…
9 Ways to Avoid Kitchen Traffic Jams
When it comes to designing your dream kitchen, it is tempting to try to squeeze in all of the latest and finest gadgets and appliances — and enough cabinetry to contain them all. But unless you also put some thought…